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SHARI'AH COMPLIANCE OF ISLAMIC CREDIT CARDS RECONSIDERED: A CASE STUDY OF MALAYSIA

کلیدواژه: Charges ؛ Islamic bank ؛ Islamic Credit Card ؛ KafÉlah ؛ SharÊʿah ؛ Ujrah

نویسندگان: Razak, Shahrul Azman bin Abd

ناشر: Emerald Group Publishing Limited

Many structures have been proposed by Islamic banks in Malaysia for Islamic credit cards including murÉbaÍah (sale with mark-up), bayʿ al-ʿÊnah (sale and immediate buy-back) and tawarruq (tripartite sale). However, recently, some Islamic financial institutions have employed the contracts of ijÉrah (... ادامه

سال:2015

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Crowdfunding as an Alternative Mode of Financing for Micro and Small Enterprises: A Proposed Qard-al-Hasan Contract

کلیدواژه: Crowdfunding ؛ Micro and Small Enterprises ؛ Qard al-hasan

نویسندگان: A. Aderemi ؛ Muhammad Shahrul Ifwat Ishak

ناشر: Universitas Muhammadiyah Yogyakarta, Indonesia

The global financial crisis that occurred in 2008, coupled with the evolution and globalization of social media and technology has made the evolvement of crowdfunding easy to use as a means of financing. However, the concept of crowdfunding is correlated with spiritual and religious responsibility w... ادامه

سال:2020

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Qard Hasan as a feasible Islamic financial instrument for crowdfunding: its potential and possible application for financing micro-enterprises in Malaysia

کلیدواژه: islamic crowdfunding ؛ Islamic finance ؛ micro-enterprises ؛ Qard al-hasan

نویسندگان: A. Aderemi ؛ Muhammad Shahrul Ifwat Ishak

ناشر: Qualitative Research in Financial Markets

Purpose – This paper aims to explore the viability of applying Qard Hasan as an Islamic crowdfunding financial instrument to finance micro-enterprises in Malaysia. Design/methodology/approach – This is a qualitative study in which semi-structured interviews were conducted with several crowdfunding p... ادامه

سال:2022

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Islamic social business to alleviate poverty and social inequality

کلیدواژه: Economic philosophy/theory ؛ Islamic banking/finance ؛ Poverty

نویسندگان: Aziz, M. Nusrate ؛ Mohamad, Osman Bin

ناشر: Emerald Group Publishing Limited

The purpose of this paper is to identify some well-set instruments in Islam that can efficiently alleviate poverty, solve social problems and reduce social inequality through a new operational framework called “Islamic social business (ISB)”. Design/methodology/approach – This is a conceptual resear... ادامه

سال:2016

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ADOPTING QARD AL-HASAN AND MUDARABAH CROWDFUNDING FOR MICRO ENTERPRISE

کلیدواژه: Crowdfunding ؛ islamic Crowdfunding ؛ Microenterprise ؛ Mudarabah

نویسندگان: Abdulmajeed Muhammad Raji Aderemi ؛ Muhammad Shahrul Ifwat Ishak

ناشر: Int. J. Is. Ec. Fi. Res. (International Journal of Islamic Economics and Finance Research)

This paper aims to explore the viability of Qard al-Hasan and Mudarabah as crowdfunding instruments to support microenterprise. It is learned that microenterprise have experienced challenges in terms of funding their project as well as to expend their operations, due to strict procedures from tradit... ادامه

سال:2020

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Qard Hasan Issue in Mudarabah Takaful Model

کلیدواژه: issue in takaful model ؛ Mudarabah takaful model ؛ Qard Hasan

نویسندگان: Abd Rahim, Ahmad Khilmy ؛ Isa, Mohamad Yazid ؛ Naim, Asmadi Mohamed

ناشر: Islami Bank Training and Research Academy

This paper aims to examine the issues of Qard Hasan in relation to Mudarabah model in Malaysian takaful practises. This paper has reviewed the problem of Qard Hasan in takaful practises and the alternatives in mitigating the issues arose. Hence, qualitative research methodology is advocated to ensur... ادامه

سال:2017

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Financial Technology (FinTech), Entrepreneurship, and Business Development

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نویسندگان: Al-Melahi, Abdellah Ali Ahmed ؛ Sa’ad, Auwal Adam ؛ Alhabshi, Syed Musa Bin Syed Jaafar

ناشر: Proceedings of The International Conference on Business and Technology

... ادامه

سال:2021

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